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Providing peace of mind and a tax-free lump sum for your employees in the event that they suffer critical ill-health


Most of us know someone who has been affected by cancer, heart attack or stroke, the most common conditions claimed for under a Critical Illness policy.

That’s why WhyQ Critical Illness Cover provides a tax-free lump sum benefit if one of your employees, or their children (up to the age of 18 or 21 if in full-time education), are diagnosed with one of the defined medical conditions, or undergo a surgical procedure, covered under the policy.

Policies start from as little as £9 per-person per-month and all plans include FREE access to WhyQ Benefits, perks for you and your employees, with average annual savings in excess of £500 on items such as gym membership, cinema tickets, hotels, flights, shopping vouchers and much more!


All your employees will be covered as part of the policy and our standard policy can offer cover for either a lump sum Critical Illness benefit of either £10,000 or £20,000 depending on your specific requirements, with higher bespoke limits available on request. The benefit can be used however the employee decides, for example to:
  • Fund private health treatment
  • Make adaptations to their home
  • Take a well-deserved holiday once treatment is finished

Why Critical Illness Cover from WhyQ?

  • Lump sum benefit – tax-free benefit which can be used however the employee wants
  • Cover for the family – employees’ children are covered from birth (up to the age of 18 or 21 if in full-time education) for £2,500 of benefit
  • Advance payment – payment if the employee (or covered children) are placed on a UK waiting list for a listed surgical procedure such as heart surgery
  • Trusted A-Rated Insurer – All policies underwritten by A-Rated insurer Unum Limited


Every WhyQ Health policy comes with a FREE Perks APP platform for ALL insured persons including great deals on gym membership, hotels, holidays, shopping, half price cinema tickets and much more besides!!


Don't just take our word for it...

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

© Insync Insurance Solutions Ltd 2019 All rights reserved. WhyQ Health Insurance is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Terms Of Business